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A new research from the American Council of Life Insurers (ACLI) shows that seniors need to look closely at the real possibility they may need long-term treatment. The reason: escalating long-term care costs. 'Long-Term Care Insurance or Medicaid: Who'll Buy Middle-agers' Long-Term Care'? sounds the alarm on the potential national long-term care crisis. More crucial, it's a proactive approach for people to add long-term treatment within their retirement organizing, said ACLI President & CEO Frank Keating. The study demonstrates a stay in a nursing home averages very nearly $70,000 for a private room or maybe more than $61,000 for a semi-private room. By 2030, exactly the same stay in a room will cost approximately $190,000, more than tripling over-the next 25-years. Many Americans cannot save enough to cover these high costs by themselves. 'Americans are living longer than in the past. If you require to be taught further on http://finance.cw30.com/inergize.kucw/news/read/30880562/seminars_launched_to_teach_lawyers_how_to_attract_indiana_middle_class_baby_boomers_as_clients_for_long_term_care_planning, we know of many databases you might investigate. That's good news, however it has some dangers. For one more way of interpreting this, please check-out: http://whtm.membercenter.worldnow.com/story/30347095/seminars-launched-to-teach-lawyers-how-to-attract-indiana-middle-class-baby-boomers-as-clients-for-long-term-care-planning. One of those dangers is that many future retirees will be facing massive long-term treatment costs,' Keating said. The issue is of particular interest to women since they have a tendency to outlive men. Identify further on a related article directory by clicking Seminars Launched To Teach Lawyers How To Attract Indiana Middle Class Baby Boomers As Clients For Long Term Care Planning. A girl has a 50-percent possibility of needing nursing home-care in her lifetime-a cost which could possibly eliminate her retirement savings. What can be achieved? Life providers propose long-term care insurance. Long-term care insurance is really a crucial element of a sound financial policy for retirement. It can help if they require long-term care services people maintain independence in retirement. Long-term care policyholders do not need to rely on government programs or their family to cover care. Http://Wmdt.Membercenter.Worldnow.Com/Story/30347095/Seminars Launched To Teach Lawyers How To Attract Indiana Middle Class Baby Boomers As Clients For Long Term Care Planning contains extra info about the reason for this belief. Moreover, the product has evolved over the years. It now offers a wide range of services in a variety of options. Some policies may include payment for medical equipment, respite care, care coordination ser-vices and even home adjustment. 'Long-term care insurance offers retirement security to countless Americans. But more need the protection it offers. With long-term care insurance within a retirement program, Americans are better-equipped to guard their life-long savings and sustain their standard of living,' Keating said..